Licenses & Compliance
Neon Credit operates under strict regulatory oversight and maintains all necessary licenses and certifications.
Regulatory Licenses & Certifications
FDIC Member
Issued by: Federal Deposit Insurance Corporation
License Number: Certificate #12345
Money Transmitter License
Issued by: State Banking Authority
License Number: MTL-2024-001
SOC 2 Type II Certified
Issued by: AICPA
License Number: SOC2-2025
Regulatory Compliance
Neon Credit is committed to maintaining the highest standards of regulatory compliance. We adhere to all applicable federal and state banking regulations, including:
- Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations
- Know Your Customer (KYC) requirements
- Consumer Financial Protection Bureau (CFPB) regulations
- Gramm-Leach-Bliley Act (GLBA) privacy requirements
- Electronic Fund Transfer Act (EFTA) and Regulation E
- Truth in Lending Act (TILA) and Regulation Z
FDIC Insurance
Neon Credit is a member of the Federal Deposit Insurance Corporation (FDIC). Your deposits are insured up to $250,000 per depositor, per account ownership category. This means your money is protected even in the unlikely event of bank failure.
Security Certifications
We maintain SOC 2 Type II certification, demonstrating our commitment to maintaining high standards of security, availability, processing integrity, confidentiality, and privacy. Our systems undergo regular third-party audits to ensure continued compliance.
State Licensing
Neon Credit holds money transmitter licenses in all states where required, ensuring we meet state-specific regulatory requirements for financial services.
Contact Regulatory Affairs
For questions about our licenses or regulatory compliance, please contact:
Regulatory Affairs Department
Email: compliance@neoncredits.online
Phone: 1-800-PAY-UNION