Terms of Service
Last Updated: January 20, 2026
1. Acceptance of Terms
By accessing and using Neon Credit's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.
2. Account Registration
To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.
3. Use of Services
You agree to use Neon Credit's services only for lawful purposes and in accordance with these Terms. You agree not to use our services:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate Neon Credit, an employee, another user, or any other person or entity
- To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the services
4. Financial Transactions
All financial transactions conducted through Neon Credit are subject to applicable banking regulations and anti-money laundering laws. We reserve the right to refuse or reverse any transaction that we determine to be fraudulent or in violation of these terms.
5. Fees and Charges
You agree to pay all fees and charges incurred in connection with your use of our services. All fees are clearly disclosed in our fee schedule, which is available on our website. We reserve the right to change our fees upon reasonable notice to you.
6. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose information about you. By using our services, you consent to our collection and use of your personal information as described in our Privacy Policy.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Neon Credit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
8. Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.
9. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Your continued use of our services following the posting of any changes constitutes acceptance of those changes.
10. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Neon Credit
Email: legal@neoncredits.online
Phone: 1-800-PAY-UNION